Why do I need a
Lasting Power of Attorney?

Otherwise known as an LPA, this document is second on the list of vital Estate Planning documents, after a Will.

There are two types of LPA – one for Property and Finance and one for Health & Welfare. It is sensible to have both as they deal with very different aspects, and to put them in place when you are young as you are required to have full mental capacity – a higher standard than that of a Will.

Young people are not exempt from this need, as should an unfortunate accident or illness affecting the brain lead to mental impairment, they are left at the mercy of unknown third parties making important decisions on their behalf.

If capacity is lost suddenly, without LPAs in place, assets can be frozen and a lengthy legal process can ensue in the Court of Protection to get access back from the state, or a court appointed Deputy may be put in place.

As you get older you may find managing your own affairs more difficult so the help of an attorney can make life much easier, and should be in place before signs of Dementia or Alzheimer’s for example.


“Making a will is not an easy task and it is vital that all possible advice is sought and clearly explained to you.  We found the advice given was clear and of great value as it enabled us to understand exactly what would happen to our estate and what the alternatives were.”

Mr & Mrs Ellis